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Small Business Checking

  • Minimum to open: $100
  • Minimum Balance: $0
  • Maintenance Fee: $0
  • Unlimited teller transactions
  • Unlimited check writing
  • E-statements and Combined statements available
  • Free Single-User Online and Mobile banking
  • First order of printed checks receives credit of up to $100
  • Non-interest bearing

Business Checking

  • Minimum to Open:  $250
  • Minimum Balance:  $1,000
  • Monthly Fee:  $15
  • # Items Free:  500
    • $0.25 for each item over 500
  • Account conditions to avoid monthly maintenance fee:
    • Balance must not fall below $1,000; and
    • Enrollment in E Statements

Commercial Checking

  • Minimum to Open: $5,000
  • Minimum Balance: N/A
  • Monthly Fee: $25*
  • Analysis Fee(s):
  • $0.15 per check
  • $0.25 per deposit
  • $0.10 per item deposited
*earnings credit may reduce other associated fees

Business Interest Checking

  • Minimum to Open:  $50,000
  • Minimum Balance:  $50,000 (to earn interest stated and avoid a service charge)
  • Monthly Fee:  $15
  • # Items Free:  500
    • $0.25 for each item over 500
  • Account conditions to avoid monthly maintenance fee:
    • Balance must not fall below $50,000

Community Checking

For non-profits, small civic organizations, clubs, etc.
  • Minimum to open: $100
  • Monthly service fee: None
  • Free: Online banking, first order printed checks
  • Unlimited teller transactions
  • Unlimited check writing
  • Combined statements available
  • Non-interest bearing

IOLTA Checking

Interest on Lawyer's Trust Accounts
  • Minimum to open: $100.00
  • Monthly service fee: $15 if balance falls below $100
  • Combined statements available

Premium Business Money Market

  • Minimum to open: $10,000
  • Monthly Service Fee: $25 if balance falls below $10,000*
  • Check-writing capability
  • Online and Mobile banking access available
  • E-statements and Combined statements available
*fees may reduce earnings

Business Money Market

  • Minimum to open: $2,500
  • Monthly Service Fee: $15 if balance falls below $2,500**
  • Combined statements available
*please reference our most recent rate sheet for more information
**fees may reduce earnings

Business Savings

  • Minimum to open: $500
  • Monthly service fee: $10 if balance falls below $500*
  • Combined statements available
  • Unlimited deposits
  • Automatic transfers from other accounts available
  • Can be used to cover overdrafts on other accounts
*fees may reduce earnings

Insured Cash Sweep (ICS)

Centre 1st Bank, the Pennsylvania division of Old Dominion National Bank, has partnered with Promontory to bring you two exciting products that allow you to deposit funds with confidence. With ICS (Insured Cash Sweep) you can earn interest and access multi-million dollar FDIC Insurance coverage. ICS allows you access to your funds daily, allowing you to enjoy liquidity in your transaction account with ODNB. We also offer CDARS, allowing access to FDIC insurance while enjoying the benefits of a high dollar certificate of deposits. Ask your Banker for more information.

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Certificate of Deposit Registry Service (CDARS)

CDARS (Certificate of Deposit Registry Service) * allows access to FDIC insurance while enjoying the benefits of high dollar certificate of deposits. Feel good knowing that the full amount of your invested funds can stay local to support lending opportunities that build a stronger community; when you invest in CDs through CDARS,  you can also be investing in your own backyard.**

*Funds may be submitted for placement only after a depositor enters into a CDARS® Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC<.
**This benefit applies to some, but not all types of CDARS transactions.