Products
Small Business Checking
Minimum to open: $100
Minimum Balance: $0
Maintenance Fee: $0
Unlimited teller transactions
Unlimited check writing
E-statements and Combined statements available
Free Single-User Online and Mobile banking
First order of printed checks receives credit of up to $100
Non-interest bearing
Business Checking
Minimum to Open: $250
Minimum Balance: $1,000
Monthly Fee: $15
# Items Free: 500
$0.25 for each item over 500
Account conditions to avoid monthly maintenance fee:
Balance must not fall below $1,000
Commercial Checking
Minimum to Open: $5,000
Minimum Balance: N/A
Monthly Fee: $25*
Analysis Fee(s):
$0.15 per check
$0.25 per deposit
$0.10 per item deposited
*earnings credit may reduce other associated fees
Business Interest Checking
Minimum to Open: $50,000
Minimum Balance: $50,000 (to earn interest stated and avoid a service charge)
Monthly Fee: $15
# Items Free: 500
$0.25 for each item over 500
Account conditions to avoid monthly maintenance fee:
Balance must not fall below $50,000
Community Checking
For non-profits, small civic organizations, clubs, etc.
Minimum to open: $100
Monthly service fee: None
Free: Online banking, first order printed checks
Unlimited teller transactions
Unlimited check writing
Combined statements available
Non-interest bearing
IOLTA Checking
Interest on Lawyer's Trust Accounts
Minimum to open: $100.00
Combined statements available
ODNB is a Prime Partner Bank in the DC & VA IOLTA programs
ODNB/Centre 1st is a Platinum Leader Bank in the PA IOLTA program
ODNB is an Honor Roll Bank in the MD IOLTA program
Premium Business Money Market
Minimum to open: $10,000
Monthly Service Fee: $25 if balance falls below $10,000*
Check-writing capability
Online and Mobile banking access available
E-statements and Combined statements available
*fees may reduce earnings
Business Money Market
Minimum to open: $2,500
Monthly Service Fee: $15 if balance falls below $2,500**
Combined statements available
please reference our most recent rate sheet for more information
*fees may reduce earnings
Business Savings
Minimum to open: $500
Monthly service fee: $10 if balance falls below $500*
Combined statements available
Unlimited deposits
Automatic transfers from other accounts available
Can be used to cover overdrafts on other accounts
*fees may reduce earnings
Insured Cash Sweep (ICS)
Centre 1st Bank, the Pennsylvania division of Old Dominion National Bank, has partnered with Promontory to bring you two exciting products that allow you to deposit funds with confidence. With ICS (Insured Cash Sweep) you can earn interest and access multi-million dollar FDIC Insurance coverage. ICS allows you access to your funds daily, allowing you to enjoy liquidity in your transaction account with ODNB. We also offer CDARS, allowing access to FDIC insurance while enjoying the benefits of a high dollar certificate of deposits. Ask your Banker for more information.
Certificate of Deposit Registry Service (CDARS)
CDARS (Certificate of Deposit Registry Service) allows access to FDIC insurance while enjoying the benefits of high dollar certificate of deposits. Feel good knowing that the full amount of your invested funds can stay local to support lending opportunities that build a stronger community; when you invest in CDs through CDARS, you can also be investing in your own backyard.*
*Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC<.
**This benefit applies to some, but not all types of CDARS transactions.